Founded by insurance veteran insiders, RATEKICK is the first ever interactive comparison
shopping site for researching and analyzing insurance online. Our
price comparison site offers the world’s largest selection of insurance carriers
(choices) all in one place.
Our proprietary patent-pending online rating engine allows you to shop anonymously
without ever having to talk with an insurance salesperson until you are ready to
buy a policy from the provider of your choice.
Our unique shopping experience will save you time and energy filling out countless
online forms from who knows what websites only to get blasted with numerous phone
calls from insurance agent solicitors. Ouch!
See we know at first all you really want to know when you go online looking
for insurance comparisons is…
"What is my damn rate" and "please do not call me"!
We get that, you want to be in control when researching online.
That's why we have assembled a team of the best software engineers on the planet
and maybe other solar systems as well and the smartest insurance industry veterans
in the country (these guys are real insurance geeks) to program the publicly available
rate filings in your state to give you access to real-time rates so you can see
what the rates are specifically for your needs from hundreds of companies yourself
and then when you are ready to buy, we connect you instantly with your selected
You now have an unbiased search engine to use for comparing insurance rates, so
you can do your research before you buy and not be held hostage by the insurance
providers. Score one for the insurance consumer finally!
You then can get back to more important issues in your life like watching American
So go ahead and shop and compare your insurance on RATEKICK now.
Oh yeah, we also will notify you when rates change specifically in your zip code
from our database of highly respected companies so you never have to be in the dark
if you are getting the best deal again. When you sign up for our exclusive RATEGRABBER™
price drop elerts we will notify you when rates change so you will have the
opportunity to save money and not overpay on your insurance bills, how cool is that.
Now for the best part, drum roll please.....RATEKICK is totally free, guaranteed!
Please give us a try. If you already use RATEKICK and enjoy your free account,
then please tell your friends to try us too.
Now go get your rates!
Your Friends at RATEKICK, The Kickers Support Team
Does RATEKICK Guarantee Prices on Policies?
No, we don't. We make every attempt to get accurate price comparisons, however,
insurance premiums are not guaranteed.
This might surprise you, but there is an excellent and logical reason for this.
It's rooted in the fundamental nature of RATEKICK, which is different than most
other insurance web sites. In short, RATEKICK doesn't set prices, or sell any
insurance products nor do we require you to surrender all your personal information
when searching for rates. RATEKICK is a search engine, and, in the same
way that Google doesn't guarantee search results are true or accurate, we don't
guarantee prices on policies we find. Our rates are still subject to the respected
carriers underwriting requirements and only valid after running the necessary consumer
reports such as your Motor vehicle Report (MVR) Claims Loss Underwriting
Exchange Report (C.L.U.E), and in some states verifying your credit score (insurance
Now, it's not in our interest to show premiums that are out-of-date or
in error. If prices we find for you are unreliable, then we're not really saving
you much time. You might as well play Frogger or Angry Birds rather than use RATEKICK,
for all the good we're doing.
So, if you come across a price on RATEKICK and click through to an insurance agent
or provider, and the price is wrong, you're going to be annoyed; maybe even
angry. Sometimes people think we are tricking them. But it's completely against
our interests, your interests, and the interests of insurance providers that RATEKICK
searches, to show you one price, then later when you go to purchase the policy it
ends up being a few hundred dollars more. Why would we do that on purpose? It would
At this point, you may be asking yourself, "Gee whiz, why doesn't RATEKICK
just find the correct price and show that? How hard can it be?" Ah, there's
the rub. It turns out it is a pretty tricky problem, in particular with regard to
We've got this big room full of insurance brainiacs and web software engineers,
who think about this all day long in order for you to get real accurate insurance
rate comparisons while remaining anonymous online. Every day, we take on insurance
carrier, discount by discount for you.
It's not all gloom and doom, though. You can still save scads of time searching
with RATEKICK before you decide what type of insurance to buy , which coverage is
best, and where to buy it from, not to mention money. The alternative, searching
hundreds of insurance sites yourself and calling companies over the phone (ouch!),
isn't much fun.
What should you do? We're a little biased, but we think you should use RATEKICK
to search and compare rates before you buy. If you run across an inaccurate rate,
and want to let us know, please contact us so we can use the information to improve.
Ever faithfully, your insurance buddies,
About the RATEKICK Insurance Analyzer™ Software
Why you can feel comfortable relying on these estimated rate comparisons?
The rates we display for you are based on what your states Office of Insurance &
Financial Services (O.F.I.S) and the Department of Insurance (D.O.I) commissioner’s
office expect each and every insurance carrier doing business in your state should
charge you when buying insurance from that particular carrier. This of course is
based solely on the information you have provided us and insurance may also be available
to you from companies not included in our comparison rates. So if you enter inaccurate
information within the RATEKICK Insurance Analyzer™ then your rates could change
when purchasing a policy from your chosen provider.
How we can do this, what is our secret?
RATEKICK’s fun-loving, too many computer science degrees to count, special rating
team, the Kickers, sole function in life is to research each states-public filed
rating manuals for hundreds of insurance companies, then has the enormous task of
programming those rates after consulting with our insurance industry experts team
into the RATEKICK Insurance Analyzer™ comparison rating engine.
The Kickers even check weekly with each state’s Insurance Commissioners Department
to see if any carriers have changed their rates and filed for new premium pricing.
If rates have changed, we update that data with the new rates, and if you have signed
up for our exclusive free service, the RATEGRABBER™ Price Drop Elerts, we
will instantly notify you that a better deal may exist than what you are currently
Our proprietary technology is NOT available anywhere else.
We are an internet software company dedicated to making the process of comparison
shopping and purchasing insurance online easier and headache free. Yes, that’s right,
headache free, if you like filling out countless forms on multiple websites giving
up all your personal information including your favorite Michael Jackson song (our
fav is Billy Jean) and enjoy the feeling of getting blasted with phone calls from
insurance salespeople just to get rate information then the RATEKICK user experience
is not for you.
However, if you want an interactive, totally anonymous way to comparison shop for
your insurance without having to deal with salespeople or spending your Friday nights
on the phone for hours with multiple companies, then you will find RATEKICK a refreshing
Founded by a couple insurance industry veterans, these guys know their stuff, and
a team of technology brainiacs, ok let’s just call them software junkies …ok nerds.
Our unique proprietary rating engine allows account holders to shop anonymously
online by accessing RATEKICK’S comparison insurance rating engine by utilizing only
7 consumer data fields (no personal info required). We use a unique rule based formula
that computes comparison rates for the consumer and allows them to drill down specific
filters like coverage’s and eligible discounts to help them cut thru the insurance
companies marketing clutter to help them make a buying decision. This is all done
by programming information available to the general public and presenting it based
on our specific business rules/logic to each rating category in order to produce
accurate real-time rates from 100+ carriers.
RATEKICK real-time insurance rate searches include prices, coverage’s, and other
information for hundreds of insurance providers, more than 100 national, regional,
and state only providers are displayed. You get real rates not just from the big
boys, but from the lesser known brands who may offer better prices for the same
coverage. We put the power of the insurance shopping experience in your hands, and
when your ready to buy, we connect you with the local agent or carrier of your choice.
RATEKICK.COM Privacy Statement
Our corporate mission is to make RATEKICK the most trusted online company in the
We are committed to protecting your privacy 150%. Our corporate Mission statement
even outlines that our goal is to provide you with the # 1 secured online
insurance shopping experience available on the internet, so our business is YOUR
Security...it’s what we do!
RATEKICK is a search engine that saves you time and money. We search insurance rates
for the best prices to help you make your buying decision easier from hundreds of
insurance carriers fighting for your attention. Creating a user account on RATEKICK
is strictly voluntary. You will gain exclusive access to some insider information
and certain awsome features when you do create an account, but membership is not
necessary to get gain access to our rating engine and benefits.
Any information we collect will be kept strictly confidential, and used only to
help you find the best insurance at the lowest rate. Below you'll find our official
information, please contact us at
of certain information relating to your use of the Site. Your use of this Site signifies
, which govern your use of the Site in general.
This Site is not intended for use by persons under the age of 15 years old. You
must be 15 years old or older to provide any personal information to the Site, or
to us through the Site.
You represent and warrant that you are domiciled in the United States & Canada.
1. Collecting Information
Personally Identifiable Information
The Site may request and collect certain personally identifiable information including,
but not limited to, Application Data and other personal information contained in
User Submissions, through various means such as online forms, online applications,
e-mail and comments submitted to the Site. Such information collected through the
Site may include financial information, health-related information, and other sensitive
by you to do so, we will not sell or disclose your personally identifiable information
to third parties other than our primary network of insurance agents or our network
of insurance company partners.
Non-Personally Identifiable Information
We may also collect certain non-personally identifiable information via the Site,
such as Site usage activity and preferences, also known as demographic or profile
Why must you give so much personal information?
In order to provide the most accurate rate possible with NO surprises, we hate that
too, Insurance companies establish their rates using a variety of criteria. Since
we deal with hundreds of companies, we must ask you questions required by all of
them to determine the most competitive match for you. Besides, you would never go
to the doctor and when he asks “how ya feeling today or what hurts today ” respond
with “Gee, Doc, why do you need to know that information!” Its simple , to recommend
the best possible coverage for you, insurance carriers need to know some basic info
on you or else they will prescribe the wrong medicine or treatment(ouch).
NOTICE OF CONSUMER REPORT PRACTICES
In some cases, insurance companies may need to obtain additional background information
about you. As an example Consumer reports may be ordered in connection with your
insurance application. These reports provide information that may assist in determining
your eligibility for insurance and the price you may be charged. Consumer reports
may also be used for updates, renewals or extensions of this insurance. The insurance
company may also obtain and use a credit-based insurance score based on information
contained in your credit report. The insurance company may use a third party in
connection with the development of the insurance score.
As with many Web sites, we may use "cookies" and/or other technology (e.g.,
web bugs, e-mail bugs, clear GIFs, web beacons and tracker GIFs) in the Site or
in our communications with you to enhance the functionality of the Site and to make
your transactions and other activities more convenient and efficient (collectively,
"Tracking Technologies"). These technologies may vary, but in some cases
may involve a small file stored locally on the computer used to access the Site,
and may be used by us to store and collect information relating to your viewing
and use of the Site and our correspondences with you. You may set your web browser
software not to accept cookies, but, if so, certain functionality of the Site may
be affected. We may collect your IP (Internet Protocol) address to help diagnose
problems with our server, administer our Site and identify our users. We may also
use such technologies to remember user preferences or minimize the need for you
to re-enter information.
Third parties (including, but not limited to, software vendors, advertisers and
fulfillment companies) may also use Tracking Technologies by or through the Site.
We have no control over what information such third parties track or collect, and
we have no responsibility or liability for any tracking, data collection or other
activities of such third parties.
2. Usage and Sharing
We use information collected on and through this Site for a variety of purposes
in the course of business and as otherwise set forth herein. For example, such information
may be used to process your applications to receive quotations or to send you information
about our and our affiliates' products and services and other information and
materials that may be of interest to you. This information may also be used to evaluate
what portions of the Site are more popular than others, determine where visitors
came from, where they go, and how long they stay on a particular page, or the Site
in general. We may match information collected from you through different means
or at different times, and use such information along with information obtained
from other sources, including third parties.
Application Data may be forwarded to our primary network of insurance agents or
our network of insurance companies. In the event that our primary agent network
has no agents available in your zip code we may forward your request to 3rd party’s
who may contact you with a quote by email, telephone, postal mail or other forms
of communication. We are not responsible, and shall not be liable, if an agent,
broker, or third party program representative or company to whom we forward your
We may disclose your personal information to companies that perform technology or
marketing services for us for their use in performing such services. We may transfer,
sell or assign aggregate, non-personally identifiable information about Site usage
to third parties. We may transfer, sell or assign personal information to third
parties as a result of a sale of all or substantially all of our assets relating
to this portion of our business or in connection with a merger, consolidation, change
in control, reorganization or liquidation. We also reserve the right to disclose
any information concerning you if required by law or to protect or defend our rights
or the rights or well-being of our users or if you are involved (or are reasonably
suspected to be involved) in any illegal activity, even without a subpoena, warrant
or court order.
If you would like to opt not to receive promotional or marketing material from us
in the future, please send an e-mail to email@example.com. However, your option not to
receive promotional and marketing material: (a) shall not preclude us from corresponding
with you, by e-mail or otherwise, regarding your existing or past relationship with
us (e.g., your pending or past applications or our responses to questions or inquiries
you pose to us), and (b) shall not preclude us, including our employees, contractors,
agents and other representatives, from accessing and viewing your personal information
in the course of maintaining and improving the Site.
The application form on the Site supports encryption to help protect the security
of your transfer of data to the Site. Although we will take all reasonable security
precautions regarding information stored on the Site, due to the open nature of
the Internet, we cannot guarantee that any information stored on our servers, or
transmitted to or from a user, will be free from unauthorized access, and we disclaim
any liability for any theft or loss of, unauthorized access or damage to, or interception
of any data or communications. By using the Site, you acknowledge that you understand
and agree to assume these risks.
5. Consent to Processing
By providing any personal information to this Site, you fully understand and unambiguously
consent to the transfer of such personal information to, and the collection and
processing of such personal information in, the United States and other countries
By submitting this information you are authorizing Brokers, Agents, third party
representatives and/or Insurance Professionals in the RateElert network to contact
you directly with quotes via telephone, fax, and email, regardless of the presence
of your phone number(s) on any local or national no-call list.
This Site may contain links or references to other Web sites outside of our control.
does not apply to these sites.
7. Your Acceptance of this Policy
not agree to this policy, please do not use our Site. We reserve the right, at our
discretion, to change, modify, add, or remove portions from this policy at any time
so visitors are encouraged to review this policy from time to time. Your continued
use of our Site following the posting of changes to these terms means you accept
Privacy officer at firstname.lastname@example.org.
Terms & Conditions
The following terms and conditions of use (the "Terms and Conditions")
govern your use of the RATEKICK.COM
site (the "Site"). The Site is made available by RATEKICK.COM (the "Site Proprietor" or "we").
BY USING THE SITE, YOU ACCEPT AND AGREE TO THESE TERMS AND CONDITIONS AS APPLIED
TO YOUR USE OF THE SITE. If you do not agree to these Terms and Conditions, you
may not access or otherwise use the Site. We may change the Terms and Conditions
from time to time, and at any time without notice to you, by posting such changes
on the Site. By using the Site following any modifications to the Terms and Conditions,
you agree to be bound by any such modifications to the Terms and Conditions. You
may only use the Site if you are domiciled in the United States or Canada and you
are 15 years old or older.
Services Available on the Site. Via the Site,
RATEKICK.COM is a consumer insurance rate comparison Marketplace.
We provide a service by which consumers can search and compare insurance rates from
hundreds of carriers and refer the consumer to our network of insurance agents and
other trusted service providers. We seek to provide valuable information that individuals
can use to make their own decisions about insurance policies..
We do not issue insurance contracts or bind coverage. We do not endorse or recommend
any companies or insurance policies, and we do not provide insurance, tax or financial
advice. We do not guarantee that any of the insurance agents, brokers and/or companies
to whom we forward your application will contact you or agree to provide you coverage.
We are not responsible in any way for the conduct of the insurance agents, brokers,
and companies that are matched with your on-line application. If you would like
personal advice or specific policy recommendations, you should consult with an insurance
agent, broker, or other qualified professional.
We reserve the right, for any reason, in our sole discretion, to terminate, change,
suspend or discontinue any aspect of the Site, including, but not limited to, content,
features or hours of availability. We may also impose limits on certain features
of the Site or restrict your access to part or the entire Site without notice or
There is no charge to you for use of the Site.
- "For Agents" Section of Site. The password-protected portions of
the Site (e.g., the "for agents" section on is governed by these Terms
and Conditions and the Agent Agreement between the Site Proprietor and insurance
agents, brokers or other companies to which the Site Proprietor issues Site passwords.
- Proprietary Rights. As between you and the Site Proprietor, the Site Proprietor
owns, solely and exclusively, all rights, title and interest in and to the Site,
all the content, code, data and materials thereon, the look and feel, design and
organization of the Site, and the compilation of the content, code, data and materials
on the Site, including but not limited to all intellectual property and proprietary
rights therein. Your use of the Site does not grant to you ownership of any content,
code, data or materials you may access on the Site. Any commercial use or exploitation
of the Site is strictly prohibited. You may view the content on the Site on your
personal computer or other internet-compatible device, and make single copies or
prints of the content on the Site for your personal, non-commercial use only. You
may not otherwise copy, reproduce, distribute or otherwise exploit any content,
code, data or materials on the Site. If you make other use of the Site, except as
otherwise provided above, you may violate copyright and other laws of the United
States, other countries, as well as applicable state laws and may be subject to
liability for such unauthorized use. We do not grant any license or other authorization
to any user of our trade names, trademarks, service marks or other marks or logos
without our separate express written agreement. Third party marks are the property
of their respective owners.
- User Submissions. In the course of your use of the Site, you may be asked
to provide, or you may provide on your own inclination, information or materials
to us (such information and/or materials referred to hereinafter as "User Submissions").
User Submissions include, for example, information you submit to us via your application
to receive quotations ("Application Data"). User Submissions also include
information and materials you submit to us via other on-line forms on the Site,
by e-mail, or in any other manner via the Site. Our information collection and use
policies with respect to the privacy of personal information (with the exception
of testimonials, which may be used as set forth in Section 5, below) are set forth
You acknowledge and agree that you are solely responsible for the accuracy and content
of the User Submissions. We cannot be responsible for maintaining any User Submissions
that you provide to us, and we may delete or destroy any such User Submissions at
any time. We reserve the right to refuse to post or to remove any User Submissions,
in whole or in part, that, in our sole discretion, are unlawful, unacceptable, undesirable,
inappropriate or in violation of these Terms and Conditions.
- Testimonials. If you submit a testimonial to us about how the Site has worked
for you, such testimonial will be deemed not to be confidential or secret, and may
be used by us in any manner. By submitting or sending a testimonial to us, you:
(i) represent and warrant that the testimonial is original to you, that no other
party has any rights thereto, and that any "moral rights" in such testimonial
have been waived, and (ii) you grant us a royalty-free, unrestricted, worldwide,
perpetual, irrevocable, non-exclusive and fully transferable, assignable and sub-licensable
right and license to use, reproduce, publish, distribute, display, translate, summarize,
modify and adapt such testimonial (in whole or part) and/or to incorporate it in
other works in any form, media, or technology now known or later developed, in our
sole discretion, with or without your name.
- User Conduct. You warrant and agree that, while using the Site, you shall
not upload, post or transmit to or distribute or otherwise publish through the Site
any materials that: (a) are protected by copyright, or other proprietary or intellectual
property right, without first obtaining permission from the proprietary or intellectual
property rights holder; (b) are unlawful, threatening, harassing, profane, tortious,
defamatory, vulgar, obscene, libelous, deceptive, fraudulent, contain explicit or
graphic descriptions or accounts of sexual acts (including but not limited to sexual
language of a violent or threatening nature directed at another individual or group
of individuals), invasive of another's privacy or hateful, (c) restrict or inhibit
any other user from using and enjoying the Site, (d) constitute or encourage conduct
that would constitute a criminal offense or give rise to civil liability, or (e)
contain a virus or other harmful component, advertising of any kind, or false or
misleading indications of origin or statements of fact.
You also warrant and agree that you shall not: (a) impersonate any person or entity
or misrepresent your affiliation with any other person or entity; (b) upload, post,
publish, transmit, reproduce, distribute or in any way exploit any information or
other material obtained through the Site for commercial purposes; (c) engage in
spamming, flooding, harvesting of e-mail addresses or other personal information,
spidering, "screen scraping," "database scraping," or any other
activity with the purpose of obtaining lists of users or other information, or send
chain letters or pyramid schemes via the Site; or (d) attempt to gain unauthorized
access to other computer systems through the Site. You agree that you will not use
the Site in any manner that could damage, disable, overburden, or impair the Site
or interfere with any other party's use and enjoyment of the Site. You may not
obtain or attempt to obtain any materials or information through any means not intentionally
made available or provided for through the Site.
You agree to defend, indemnify and hold the Site Proprietor and its directors, officers,
employees, agents and affiliates harmless from any and all claims, liabilities,
costs and expenses, including reasonable attorneys' fees, arising in any way
from your misuse of the Site, your placement or transmission of any message, content,
information, software or other materials through the Site, or your breach or violation
of the law or of these Terms and Conditions.
- Your Account and Password. We may enable you to establish an account on the
Site with a user name and password to manage your Elerts. If so, you are responsible
for maintaining the strict confidentiality of your account password, and you are
responsible for any activity under your account and password. You agree to (a) immediately
notify us of any unauthorized use of your password or account or any other breach
of security, and (b) ensure that you exit from your account at the end of each session.
It is your sole responsibility to control the dissemination and use of your password,
control access to and use of your account, and notify the Site Proprietor when you
desire to cancel your account on the Site. We will not be responsible or liable
for any loss or damage arising from your failure to comply with this provision.
- LIMITATION OF LIABILITY. IN NO EVENT SHALL THE SITE PROPRIETOR OR ANY OF
ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS
(COLLECTIVELY, THE "PROTECTED ENTITIES") BE LIABLE FOR ANY DIRECT, INDIRECT,
SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM,
OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE
OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, OR ANY APPLICATIONS, INCLUDING,
WITHOUT LIMITATION, LOSS OF REVENUE, OR ANTICIPATED PROFITS OR LOST BUSINESS OR
LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF
SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY
FOR CERTAIN DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO CERTAIN USERS.
IN NO EVENT SHALL THE PROTECTED ENTITIES BE LIABLE FOR OR IN CONNECTION WITH ANY
CONTENT POSTED, TRANSMITTED, EXCHANGED OR RECEIVED BY OR ON BEHALF OF ANY USER OR
OTHER PERSON ON OR THROUGH THE SITE.
- Links from and to the Site. You acknowledge and agree that we have no responsibility
for the accuracy or availability of information provided by Web sites to which you
may link from the Site ("Linked Sites"). Links to Linked Sites do not
constitute an endorsement by or association with us of such sites or the content,
products, advertising or other materials presented on such sites. We do not author,
edit, or monitor these Linked Sites. You acknowledge and agree that we are not responsible
or liable, directly or indirectly, for any damage or loss caused or alleged to be
caused by or in connection with use of or reliance on any such content, goods or
services available on such Linked Sites.
- Applicable Laws. We control and operate this Site from our offices in the
United States of America . We do not represent that materials on the Site are appropriate
or available for use in other locations. Persons who choose to access this Site
from other locations do so on their own initiative, and are responsible for compliance
with local laws, if and to the extent local laws are applicable.
- DISCLAIMER OF WARRANTIES. THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES,
CONTENT, FUNCTIONS AND MATERIALS, IS PROVIDED "AS IS," "AS AVAILABLE",
WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION,
ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, OR UNINTERRUPTED ACCESS,
ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF
INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS
FOR A PARTICULAR PURPOSE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS
AND IMPLIED. WE DO NOT WARRANT THAT THE SITE OR THE SERVICES, CONTENT, FUNCTIONS
OR MATERIALS CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE,
OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE SITE WILL MEET USERS'
REQUIREMENTS. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED
BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE
HEREIN. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE
USING THE SITE.
YOU SHOULD NOT RELY ON THE SITE TO MAINTAIN ANY USER SUBMISSION; YOU SHOULD RETAIN
ALL SUCH DATA AND INFORMATION IN YOUR OWN RECORDS FOR USE IN THE EVENT THAT THE
SITE FAILS OR IS UNAVAILABLE, OR THE DATA OR INFORMATION IS LOST.
- Miscellaneous. The Terms and Conditions and the relationship between you
and us shall be governed by the laws of the State of Michigan without regard to
its conflict of law provisions. You agree that any use of action that may arise
under the Terms and Conditions shall be commenced and be heard in the appropriate
court in the State of Michigan. You agree to submit to the personal and exclusive
jurisdiction of the courts located within the State of Michigan. Our failure to
exercise or enforce any right or provision of the Terms and Conditions shall not
constitute a waiver of such right or provision. If any provision of the Terms and
Conditions is found by a court of competent jurisdiction to be invalid, the parties
nevertheless agree that the court should endeavor to give effect to the parties'
intentions as reflected in the provision, and the other provisions of the Terms
and Conditions remain in full force and effect. You agree that regardless of any
statute or law to the contrary, any claim or cause of action by you arising out
of or related to use of the Site or the Terms and Conditions must be filed by you
within one (1) year after such claim or cause of action arose or be forever barred.
Blue Wave Investments, LLC
Blue Wave Investments LLC, a Maine based small private equity fund whose principals
are successful entrepreneurs and executives, is focused on conducting stategic investments
in scalable technology start-ups ranging from IT to manufacturing to the biotech
sector. The fund believes it can bring significant executive management and mentoring
experience to the existing team coupled with a deep understanding of its expertise
Eagle Wings Venture Partners, LLC
Based in the emerging technology hub of Southeast Michigan, Eagle Wings Venture
Partners is an early-stage venture capital firm specializing in the consumer internet
& digital media technology sector for the insurance & financial services
industry. We invest throughout the United States, but with a special interest in
the Midwest. More than simply a financial resource, we are a dedicated, value-added
investor actively engaging our companies in strategy, operations, recruiting key
team members, additional fundraising, and exit planning. EWVP aims to transform
the most passionate entrepreneurial companies into mature and thriving businesses
that add value to consumers lives through the use of disruptive and innovative technology.
3b Ventures, LLC
3b Ventures is multi-stage private equity firm that provides capital to transformational
businesses run by world-class managers. The firm, which pursues an investment strategy
founded on Building Better Businesses, is a subsidiary of 3b Capital, LLC - a boutique
investment bank that specializes in mergers and acquisitions, private placements
of debt and equity, and corporate finance and consulting services.